For all products except 'Trucks & Trailers'
Financing Made Easier with Bread
Check your rate in seconds without leaving our site
Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.
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Affordable Monthly Plans
Buy now and pay for you rpurchase over time at competitive interest rates.
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No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
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Easy Application
Get a decision in seconds with no obligations to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Got Questions?
Got Questions?
We're here to help! Reach out to our dedicated team for answers and assistance.
FAQ
General Questions
What is Bread Pay™?
What is Bread Pay™?
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Does prequalifying for Bread Pay™ impact my credit score?
Does prequalifying for Bread Pay™ impact my credit score?
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What should I do if I am not receiving my mobile verification code?
What should I do if I am not receiving my mobile verification code?
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Installments FAQs
What is a Bread Pay™ Installment plan?
What is a Bread Pay™ Installment plan?
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Am I eligible to apply for a Bread Pay™ Installment plan?
Am I eligible to apply for a Bread Pay™ Installment plan?
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How is the APR on my Bread Pay™ Installment plan determined?
How is the APR on my Bread Pay™ Installment plan determined?
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Does checking out with a Bread installment loan impact my credit score?
Does checking out with a Bread installment loan impact my credit score?
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What installment plan payment methods do you accept?
What installment plan payment methods do you accept?
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SplitPay FAQs
What is Bread Pay™ SplitPay?
What is Bread Pay™ SplitPay?
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Am I eligible to apply for a Bread Pay™ SplitPay plan?
Am I eligible to apply for a Bread Pay™ SplitPay plan?
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I want to find out if I’m eligible for Bread Pay™ SplitPay. Will this impact my credit score?
I want to find out if I’m eligible for Bread Pay™ SplitPay. Will this impact my credit score?
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What Bread Pay™ SplitPay payment methods do you accept?
What Bread Pay™ SplitPay payment methods do you accept?
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Why do I see two pending authorizations on my card?
Why do I see two pending authorizations on my card?
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